Promoting domestic savings and reducing households’ indebtedness

Texto do documento apresentado pelo governo à UE:


... we will contribute to the recovery of the private sector savings rate by implementing a comprehensive set of measures.
These measures, resulting from joint technical work by the Ministry of Finance and Banco de Portugal, will involve (i) promoting financial education and literacy, including by bringing together all the involved public and private entities and by ensuring coherence between the individual initiatives in this area; (ii) facilitating savings decisions, including by encouraging households’ automatic savings; (iii) upgrading the attractiveness and promoting the access to the existing financial savings products and the supply of new ones; and (iv) incentivizing households’ and financial institutions towards prudent management of indebtedness, thus also contributing to financial stability.
These measures will be approved by the end of March 2011.

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