"British household debt is now 170 percent of overall annual income, compared with 130 percent in the United States. In an echo of the U.S. rush into subprime mortgages with low teaser rates, millions of homeowners have piled into variable-rate mortgages that are linked to the rock bottom base rate (...) In a speech this year, Andrew Haldane, the executive director of financial stability at the Bank of England, warned about how vulnerable Britain was to a rate increase, pointing out that an increase of one percentage point would cause debt services costs relative to income to double, to 13 percent", International Herald Tribune (edição de 4/03/2010).
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